RaoscaffResearch
Prediction Series · Lock · Issue P-114
Prediction Series · P-114

Mastercard's Q2 floor — ≥8% net-revenue growth, locked at 88%.

Calibrated 88% probability Mastercard's Q2 2026 net revenue grows ≥8% YoY currency-neutral — below its own guide of low-end low-double-digits, with a Middle East drag flagged. A cushioned guidance-floor. Resolves late July 2026.

Type · Prediction Lock · guidance-floor threshold Locked · 2026-06-25 · before the Q2 results Resolves · ~2026-07-30 · Mastercard Q2 2026 results (mastercard.com) Scored · binary: Q2 2026 net revenue growth ≥8% YoY (cc) yes/no
Mastercard Q2 2026 net-revenue growth · our locked floor
≥ 8%
YoY currency-neutral · vs low-double-digit guide

Mastercard grew Q1 2026 net revenue to $8.4bn (EPS +23%) and guided Q2 net-revenue growth to the low end of low-double-digits on a currency-neutral basis (ex-inorganic), citing a Middle East-conflict drag and a 1–2pt FX headwind. Our 8% floor sits below that guide. Source: Mastercard Q2 2026 results, ~late Jul 2026 (mastercard.com/investor).

— 1 · The Locked Call

Mastercard Q2 2026 net revenue grows ≥8% YoY (cc) — P = 0.88.

We lock a binary: Mastercard's Q2 2026 net revenue grows at least 8% year-on-year on a currency-neutral basis, per the company's results. Confidence 88%.

— 2 · Why it's a calibrated call

The guide is low-double-digits — but the Middle East drag is why it's 88%, not higher.

Mastercard's payment-network volumes compound structurally, and management guided Q2 to low-end low-double-digit currency-neutral growth; our 8% floor sits a couple of points below. We hold a calibrated 88%, not higher, because the company explicitly flagged a Middle East-conflict hit to cross-border travel plus an FX headwind — a deeper drag is the live miss path. Resolves against Mastercard's reported Q2 net-revenue growth.

Locked on 2026-06-25 — scored against Mastercard's reported Q2 2026 net-revenue growth.

RAOSCAFF locks P-114 on 2026-06-25, before the Q2 release. Scored against Mastercard's reported Q2 2026 currency-neutral net-revenue growth versus an 8% floor.

Locked
2026-06-25 (commit timestamp on origin/main)
Resolves
~2026-07-30 — Mastercard Q2 2026 results
Source
Mastercard Q2 2026 results / press release (mastercard.com/investor)
Scored by
Binary: YES if Q2 2026 net revenue grows ≥8% YoY (cc); NO otherwise

Scored on currency-neutral net-revenue growth (the company's guided metric), below the low-double-digit guide.