RaoscaffResearch
Prediction Series · Lock · Issue P-226
Prediction Series · P-226

The monetary expansion — M2 ≥7.0%, locked at 93%.

93% probability China's broad money supply grows at least 7.0% year-on-year in October 2026. M2 ran 8.8% in July, 8.0% in June, 8.6% in May and 9.0% in January — consistently ahead of forecasts that had expected a slowdown to around 7.1% for the year.

Type · Prediction Lock · monetary-growth floor Locked · 2026-08-27 · before the October release Resolves · ~2026-11-15 · People's Bank of China financial statistics (pbc.gov.cn) Scored · binary: October 2026 M2 growth ≥7.0% YoY yes/no
China October 2026 M2 growth · our locked floor
≥ 7.0%
M2 year-on-year growth · vs 8.8% in July 2026

China's broad money supply M2 grew 8.8% year-on-year in July 2026, after 8.0% in June, 8.6% in May and 9.0% in January, with total social financing up 9% in July. Forecasts had expected M2 growth to slow from 7.8% in 2025 to about 7.1% in 2026; the outturns have run consistently above that. NOTE: reported M2 LEVELS conflict across sources, so this lock is on the GROWTH RATE only. Source: People's Bank of China financial statistics.

— 1 · The Locked Call

China's October 2026 M2 grows ≥7.0% year-on-year — P = 0.93.

We lock a binary: China's broad money supply M2 grows at least 7.0% year-on-year in October 2026. Confidence 93%.

— 2 · Why we lock the rate and refuse to lock the level

Monetary aggregates move slowly — but the published levels did not reconcile.

M2 growth has run in a narrow 8.0–9.0% band through 2026, consistently above the roughly 7.1% that forecasters expected for the year, and monetary aggregates are among the slowest-moving series any forecaster deals with: a central bank cannot swing broad money by a point in a quarter without a deliberate policy break. Our floor sits about 1.8 points below the July reading. Confidence 93%, not higher, because the People's Bank has been actively managing liquidity against a weak-demand backdrop and a policy decision to tighten would show here first. One methodological note we will not bury: while checking this, we found published M2 LEVELS that do not reconcile across sources — June reported at CNY356.71 trillion and July at CNY329.94 trillion, which cannot both be correct in a growing series. The growth rate is consistent everywhere. So we lock the growth rate and never the level, and we say why.

Locked on 2026-08-27 — scored against the PBoC October 2026 M2 growth rate.

RAOSCAFF locks P-226 on 2026-08-27, before the October release. Scored against China's October 2026 M2 year-on-year growth rate versus a 7.0% floor.

Locked
2026-08-27 (commit timestamp on origin/main)
Resolves
~2026-11-15 — People's Bank of China October 2026 financial statistics
Source
People's Bank of China, financial statistics report, M2 year-on-year growth rate (pbc.gov.cn)
Scored by
Binary: YES if the October 2026 M2 year-on-year GROWTH RATE is ≥7.0%; NO otherwise. The M2 growth RATE — NOT the M2 level in yuan (published levels do not reconcile across sources), NOT M1, and NOT total social financing, which is locked separately in P-228.

The PBoC is actively managing liquidity against weak demand — a deliberate tightening decision would show here first.