RaoscaffResearch
Prediction Series · Lock · Issue P-293
Prediction Series · P-293

Two delivery numbers — 600-650, and 700-800.

91% probability Summerset Group delivers at least 650 homes group-wide in 2026. Group guidance is 700-800 including Australia; New Zealand-only guidance was cut by 50 to 600-650. Those are two different numbers and the criterion names which one it scores.

Type · Prediction Lock · guidance-anchored floor, retirement villages Locked · 2026-09-03 · before the FY2026 result Resolves · ~2027-02-25 · Summerset FY2026 results (summerset.co.nz) Scored · binary: reported FY2026 GROUP home deliveries >= 650 yes/no
Summerset FY2026 group home deliveries · our locked floor
650 homes
group deliveries including Australia · vs 700-800 guided

Summerset Group reported H1 2026 total sales of 813, up 17% on the same period in 2025, with new sales up 12% and resales up 23%. 454 homes were delivered across New Zealand and Australia year to date. Group deliveries remain on track within the 700 to 800 homes forecast when Australian operations are included, while New Zealand FY2026 home deliveries were REVISED DOWN to 600-650, a reduction of 50 homes, reflecting changed economic conditions following the Iran conflict. Development margins for the year are expected within the long-term guidance range of 20 to 25%. Half-year 2026 financial results were released on 27 August 2026. Source: Summerset Group H1 2026 disclosures.

— 1 · The Locked Call

Summerset's FY2026 group home deliveries are at least 650 — P = 0.91.

We lock a binary: Summerset Group's reported group home deliveries for full-year 2026 are 650 or more. Confidence 91%.

Group guidance is 700-800 homes. Our threshold sits 50 below the floor of that range, and 454 were already delivered year to date at the half.

— 2 · Two delivery guidance numbers, and one of them was cut

New Zealand 600-650, revised down by 50. Group 700-800, unchanged. Which one is the forecast about?

Summerset publishes deliveries two ways: a New Zealand figure and a group figure that adds Australia. In this reporting round they moved in opposite directions. The New Zealand number was revised DOWN by 50 homes to 600-650, explicitly attributed to changed economic conditions after the Iran conflict. The group number was reaffirmed at 700-800.

A threshold of 650 is at the very top of the New Zealand range and comfortably below the group range. Scoring it against the wrong one would flip the result entirely — this is not a marginal ambiguity, it is the difference between an almost-certain hit and a coin flip. The criterion below names group deliveries including Australia.

The demand side looks solid despite the New Zealand downgrade. Total sales rose 17% in the half, with resales up 23% and new sales up 12%, and 454 homes were already delivered by mid-year against a 700-800 full-year target. Retirement village operators sell into a demographic trend rather than an economic cycle, which is what makes delivery volumes forecastable at all.

The residual 9% is construction rather than demand — build programmes slip, consents move, and a delivery is only counted when a resident settles. The New Zealand cut shows management is willing to revise, which cuts both ways for a lock like this.

Locked on 2026-09-03 — scored against Summerset's reported FY2026 group home deliveries.

RAOSCAFF locks P-293 on 2026-09-03, before the FY2026 result. Scored against group home deliveries as reported by Summerset Group for the twelve months to 31 December 2026.

Locked
2026-09-03 (commit timestamp on origin/main)
Resolves
~2027-02-25 — Summerset Group Holdings Limited FY2026 results
Source
Summerset Group Holdings Limited FY2026 results, GROUP home deliveries (summerset.co.nz investor centre)
Scored by
Binary: YES if reported FY2026 GROUP home deliveries — New Zealand AND Australia combined, the basis of the 700-800 guidance — are 650 or more; NO if below. Explicitly NOT New Zealand deliveries alone, which are guided separately at 600-650 after a downward revision of 50 homes. NOT total sales (813 in H1), NOT new sales or resales separately, NOT underlying profit, and NOT the development margin (guided separately at 20-25%).

650 sits at the top of the New Zealand range and below the group range. Scoring the wrong one flips this from near-certain to a coin flip.