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Disclaimer
AI inference outputs, not regulated advice. Client retains decision authority.
Last updated: 2026-05-02 · SEBI IA Regs 2013 / RBI Master Directions / RERA 2016 / Advocates Act 1961 / IBBI / IRDAI reference frame
1. What RAOSCAFF actually does
RAOSCAFF produces AI-assisted analytical inference outputs in the form of Decision Briefs, decision memos, and structured research deliverables. Engagements consist of research, analysis, simulation, and structuring under senior human supervision, scoped against a written engagement contract. The output is a research artefact intended as decision input for a client who retains decision authority.
2. RAOSCAFF is not a regulated-advice provider
RAOSCAFF does not provide and is not registered to provide: investment advice (under the SEBI (Investment Advisers) Regulations 2013), banking or non-banking financial services advice (under the Banking Regulation Act 1949 or RBI Master Directions), real-estate brokerage or registered-agent services (under the Real Estate (Regulation and Development) Act 2016), legal advice or representation (under the Advocates Act 1961), chartered accountancy or registered tax advice (under the Chartered Accountants Act 1949), registered valuation services (under the Insolvency and Bankruptcy Code 2016 / IBBI valuer rules), insurance advice (under IRDAI regulations), or any analogous regulated activity in the jurisdictions where RAOSCAFF operates.
3. AI inference frame and the AIO designation
All RAOSCAFF outputs are produced through an AI-native methodology under senior human supervision. Each Decision Brief, decision memo, and research deliverable carries an explicit AI Inference Output (AIO) designation. The AIO designation is the platform's plain-language flag that the output is a probabilistic analytical inference — a modelled perspective — and not an instruction, recommendation, or regulated advice product. Clients are expected to read RAOSCAFF outputs as analytical inference, weigh them against their own judgment and the input of any regulated professionals they engage, and decide accordingly.
4. Decision authority and the user-liability shift
The client retains full decision authority for every action taken before, during, or after engaging RAOSCAFF. RAOSCAFF outputs inform the client's thinking; they do not substitute for the client's judgment. Liability for outcomes of decisions made or actions taken by the client — including investments made, properties acquired or sold, contracts signed, campaigns launched, policies enacted, or purchases completed — rests with the client. RAOSCAFF makes no warranty that any modelled scenario will materialise.
5. Independent regulated-professional engagement expected
For any decision implicating regulated activity, the client is expected to engage the appropriate registered professional in the relevant jurisdiction. Examples: a SEBI-registered investment adviser for investment placements; a RERA-registered agent and a qualified property lawyer for real-estate transactions; an advocate enrolled with the appropriate State Bar Council for legal proceedings; a chartered accountant for tax positions; an IBBI-registered valuer for valuations required under IBC or other regulated frameworks; a licensed medical practitioner for clinical decisions. RAOSCAFF can reference the appropriate professional class and the Brief is intended to support the client's internal preparation for engaging that professional — RAOSCAFF does not retain or supply such professionals.
6. Suite-specific boundaries layer on top
Each Intelligence Suite has its own boundary statement on the relevant suite page. Real Estate Intelligence carries an explicit boundary on legal title, valuation, zoning, and approval matters. Public Systems Intelligence carries a non-government-affiliation boundary. Personal Decision Intelligence carries a fit-based decision-support trust constraint. These suite-specific boundaries layer on top of the general disclaimer; clients should review the boundary on the relevant suite page.
7. Engagement-specific terms supersede general site language
Each engagement is governed by a written engagement contract incorporating the Terms of Use, this Disclaimer, the Report Disclaimer, the Data Use Policy, and the Privacy Policy current at the time of contracting. In case of conflict between general site language and the engagement contract, the engagement contract governs that engagement.
8. Limitation of liability (subject to applicable law)
Subject to applicable law and the non-excludable liabilities below, RAOSCAFF's total cumulative liability for any matter related to a Brief or engagement is capped at the engagement fee actually paid for that Brief or engagement. RAOSCAFF disclaims liability for indirect, consequential, special, exemplary, or punitive damages of any kind, including lost profits, lost opportunity, lost goodwill, or business interruption. Nothing in this section limits or excludes liability that cannot be limited or excluded under applicable law — including, where applicable, liability for fraud, wilful misconduct, gross negligence, statutory breach (including under the Digital Personal Data Protection Act 2023), confidentiality breach, intellectual-property misuse, personal injury caused by RAOSCAFF, or non-excludable consumer-protection rights under the Consumer Protection Act 2019 or analogous laws.
9. No fiduciary, agency, or partnership relationship
Engaging RAOSCAFF does not create a fiduciary relationship, agency, joint venture, partnership, employment relationship, or attorney–client relationship between RAOSCAFF and the client, except where a written engagement contract expressly states otherwise.
10. Third-party content
Where a Brief references third-party data, market sources, regulatory disclosures, or external research, the underlying source remains responsible for the accuracy of its content. RAOSCAFF synthesis under the AIO designation does not transfer warranty from those sources to RAOSCAFF.
11. Updates
This Disclaimer may be updated as product surfaces, regulatory contexts, and engagement patterns evolve. Material updates are dated. Each engagement contract incorporates the version current at contracting; site updates apply prospectively to subsequent engagements.
See also Report Disclaimer for boundaries specific to Decision Brief deliverables, and Data Use Policy for treatment of client submissions.