Intelligence Library · Topic
Insurance & Pensions
Briefs examining India's insurance and retirement systems — life-insurance penetration and persistency, product-level returns, and the composition of the EPFO pension corpus.
— Insurance & Pensions
03 published
- #EPFOMeanMedian
Decomposing the EPFO Corpus — India Pensions FY26 Mean-vs-Median
EPFO over ₹28 lakh crore, 7 crore active subscribers, 8.25% FY26 interest. EPFO is the announcement anchor. PFRDA, RBI (Brief M-05), AMFI (Brief M-03), CRISIL Pension supply the verified-core decomposition.
₹28 L crEPFO corpus · 7 cr active2026-05-20·10 min - #InsuranceProductIRR
Decomposing ₹4 Trillion — India Life Insurance FY26 Product × IRR
IRDAI India record FY26 life-insurance new-business-premium headline. Listed-insurer disclosures, independent personal-finance research + Brief M-03 SEBI/AMFI cross-reference supply the verified-core product-IRR decomposition. ₹3.2 crore corpus difference on the same outlay and the same cover.
₹3.2 crcorpus delta · same outlay2026-05-20·10 min - #InsurancePenetrationIndia
Insurance Penetration India: When the Premium Meets the Reach
Three composite insurance stakeholders. Three persistency failure modes. One penetration target.
~3.7%penetration · IRDAI2026-05-15·9 min
— Other Topics
8 more